Speak with a Mortgage Professional 701.461.8450

Contact us for the Best Home Loan or Refinancing Program

Contact Us for a free pre-approval.

Our home mortgage and refinancing business is built on a 35+ year reputation for honesty, integrity and dependability.  At Valley Mortgage we strive to give our customers competitive rates and offer a broad range of mortgage and refinance products giving you the top-notch service you deserve.

We are Independent and that Benefits You

As a customer, you will be treated as an individual and not just another number.  Unlike the “BIG Banks”, we are independent which is a huge advantage for you. We work with numerous lenders which gives us the ability to find the right loan for your budget. We aren’t “locked in” to a small number of options like many banks and credit unions. From “no down payment” options to traditional conventional loans, first time home buyer, FHA and VA loans, even programs who are credit challenged...we provide a full menu of options. We will walk you through every step of the way making sure your loan is processed on time. 

Any Residential Loan (100% finance options)

When you search for your dream home whether it be in Fargo or another location, take comfort in knowing that Valley Mortgage will help you through the home mortgage loan process every step of the way.  You can choose to visit us in our new office building on 45th Street South in Fargo or we can come to you in the comfort of your  home.  If you are in the market for a new home, refinancing your existing loan or if you just want to lower your existing mortgage payment, contact us on by phone, e-mail or online.

Below are a list of items we may need to process your application in a timely manner:

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