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Valliey
MORTGAGE RESOURCE

At Valley Mortgage, Inc. we have many mortgage loan and refinance programs and can find the right one that will benefit you the most.  Interest rates are historically low so we have many different mortgage programs to help our customers get into their new home or refiancne thier current mortgage loan.  Also, we can get you into a loan with little or no money out of your pocket, including interest-only loans. 

We offer FHA loans and VA loans which require a small down payment or a variety of 100% no money down loans.  Because we are an independent mortgage bank, we have the opportunity to provide new and exciting programs for our customers including our standard products, ND Housing Finance Agency, FHA, VA, Rural Housing and Conventional loans. Many of the BIG  banks are only able to offer a few mortgage programs.  Because we're independent, we have a large variety of loan packages, which helps our customers find what's just right for them.

We have many programs designed for first-time home buyers, 100% no money down loans and loans for those with challenged credit.  Whether you are self-employed, work on commission or if you have little or damaged credit we will find a program to fit your needs.

Mortgage Resources

We've included some mortgage resources below that we think may help you in the mortgage process.  

Mortgage Calculator

 

Current Rates Table

Below is a national estimate of rates for mortgages.  This rate chart is meant as an informative source and may not be completely accurate.

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