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Highly Recommended
Connie C. Moorhead, MN

Valley Mortgage Agent Kristen Sevald is very knowledgeable and easy to work with, assisting me through all the steps to get my loan processed. As I pursued houses in 2 different states she was very patient and efficient, getting me closing estimates on the different types of loan programs open to me in each state. I highly recommend her and Valley Mortgage.

Stuck By Us For Years!
Trish M. Davenport, ND

We looked and looked for a new home for a few years and we continued to get great service with the process. I never hesitated in contacting Kristin to get what if scenarios!

Top Of The Line
Tasha Milnor, ND

Kristin has been awesome to work with! We had bought our first house with her as our lender in 2017 and she walked us through every step of it and made it painless. She even helped with closing on our old house to make the new house possible. 10 months later she was quick to respond when we had questions on selling that same home. Well here we are a few months later ready to buy our next home in our new location Kristin was the first one we contacted! Yet again it was so easy and painless she was always quick to respond to email, text or phone call. We have and will continue to recommend her!

Kristin Sevald - Valley Mortgage Inc
Michelle D. Fargo, ND

Kristin is a credit to her profession. She is knowledgeable, fast, efficient, and makes the lending process an enjoyable one. Thank you for the elevated level of service!

Great Communication, Proactive And Fun To Work With
John A. Pelican Rapids, MN

Kristin got the job done after having trouble with a different lender. She was very knowledgeable given the circumstances of our loan. Her straightforward and proactive communication ensured our loan closed quickly. Great job Kristin!

You Know She's Good When...
Jennifer D. Valley City, ND

Kristin responded to our questions sent via texts/emails promptly, and that included some after hours questions! During closing, the officer even commented that Kristinís paperwork is great and they donít ever have an issue...and we didnít keep having to go back into our files for multiple documents! We had a list of what was needed and once those were sent, it was almost too easy!! Was such a pleasure to work with Kristin and I would highly recommend her!!

Chelsea A. Hoople, ND

I was so impressed with how personable and efficient Kristin was when it came to getting our first mortgage! She helped us through every step of the process and responded at all times of the day, quickly, to any questions we had! Highly recommend!

Always Available
Tai D. Horace, ND

Kristin responds to emails, text messages, and calls in a very timely manner at almost any time of day. She understands that this is a major life event and treats her customers in a way that reflects that attitude. Extremely knowledgeable you can't go wrong by picking her as your lending agent.

Our Experience
Lisa D. Moorhead, MN

We had an amazing experience when purchasing are home. It is scary purchasing a new home, but Kristen was so positive and any hiccups that we had she would smooth out very quickly. We are so fortunate that we were able to work with Kristen and we highly recommend her to anybody that is looking to buy a home!

Best Loan Originator In Town
Walter Family Horace, ND

From day one, Kristin was a down to earth person and appeared to be more interested in us and our situation rather than just our business. Kristin soon became our go to contact with any questions that we may have had throughout the new home buying experience (believe me we had plenty of questions being first time buyers). She not only took the time to respond to emails promptly, but did so no matter the time of day. We honestly would have lost a lot of sleep at night throughout this process if it had not been for her. She is someone I can confidently say is one of the best at what she does and she no doubt loves to do it. We were so lucky to have her and would love to recommend her to anyone looking to buy a new home. You're not just a number to her you are treated as a friend.

Couldn't Have Asked For A Better Lender!
Sarah G. West Fargo, ND

Patient and knowledgeable. Made the first time buying experience less scary. Always willing to answer questions. Crunched numbers (many times) to find the best rate for me. Truly a nice person and great to work with.

Phenomenal Customer Service
K. Shouse Fargo, ND

Kristin was great to work with. From start to finish she made the whole process a lot less stressful for me! She is not one to sugar coat anything and tells you exactly where you are standing. She kept me in the loop during the whole process of buying a home. Fast response to emails or voicemails and I contacted her a lot. Will definitely send people her way if I know someone is needing a mortgage.

Kristin Sevald
Micaela Fargo, ND

Kristin is amazing! she helped us with all the questions we had when we purchased our home! highly recommended! we went into our closing with no questions really because Kristin made sure we were taken care of.

Nothing Too Much Trouble
Karen R. Fergus Falls, MN

Kristin was more than helpful throughout the entire house purchasing process. Was always ready to answer any questions, no matter how small at any time. She was friendly and very easy to work with. It was almost like dealing with a good friend. Would highly recommend.

Valley Mortgage
Chad P. West Fargo, ND

Kristin was Very helpful. She was able to assist me with everything and answer my questions. She is very professional, and good to work with. I would definitely work with her again.

You Can't Find A Better Lender Than Kristen.
Jackie H. Grafton, ND

Kristen made buying a home a walk in the park. She was approachable, friendly, and was always available when we needed her. The entire stigma of buying a home disappeared within minutes of meeting Kristen. Going over the entire purchase felt like talking to a friend and we are very grateful we had Kristen to make everything as easy as possible.

Couldn't Have Asked For A Better Lender
Grafton, ND

Working with Kristin made the house buying process very easy. Her communication was phenomenal. She was always available when we had questions. She recommended an agent to us and it was a perfect match.

Awesome To Work With!
Abbey Z. West Fargo, ND

Kristin was amazing to work with! She truly is the one who helped us get in to our home! We were told it wasn't possible by other banks until we met with her!

Kristin Sevald Mortgage Lender Review
Jmstpie Davenport, ND

Kristin is always available and responded quickly and efficiently during our home buying experience. She worked hard to get us answers and look for our best interests. We appreciate her and would recommend her to anyone!

West Fargo, ND

I really didn't think I would be able to buy a house this year - had been turned down by other brokers. But Kristin worked her magic and got me approved for the house we really wanted. She was awesome to work with.

Positive Experience
D. Jacobson Fargo, ND

Kristin was great. She did a great job walking us through the process, and although there was obviously a lot of paperwork to sign and complete, she did good job explaining it all at the same time moving it through the process quickly. She also did a nice job coordinating with others it needed to be there at the signing. I would highly recommend Kristin.

Review For Kristin, Valley Mortgage
Doug H. West Fargo, ND

Kristin was absolutely superb. She went above & beyond assisting us to make sure our loan was good to go without a hitch. She kept in contact with us throughout the whole process from the very beginning to the very end.

Would Recommend!
Fargo, ND

I would recommend Kristin to anyone that needs help from a lender. She was super outgoing, spunky, and extremely generous. We wouldn't have been as comfortable with this process as we were if Kristin hadn't been working with us. There wasn't anything that could have been better. Our lender was always extremely explanatory when it came to questions. She was always willing to work with us when we needed questions answered. Another thing that helped tremendously was that she would always be willing to meet us, and work with our schedules which was really nice.

Kristin Is Awesome - Highly Recommend Her Expertise
M. Beyer Fargo, ND

Kristin was recommended to us through our realtor. From the very beginning, she was friendly, easy to talk to and explained the process as we progressed. She answered all our questions quickly & thoroughly and was very patient with all our questions. She went above and beyond our expectations! When we were being pushed for flood insurance, she helped get that resolved. I would highly recommend Kristin to anyone looking for a mortgage loan officer who takes a sincere interest in their clients/customers and helps alleviate some of the stress that goes with purchasing a home.

First Time Home Buyer
Matt West Fargo, ND

Angie at Valley Mortgage had the best rates in town amongst all the competition I shopped. She was very knowledgeable and helpful from the beginning and was able to answer every question I had. Angie's customer service was superb and exceeded every expectation I had. She would return calls/emails almost immediately regardless of the time or day. Angie will be the first person I go to and refer friends to when buying property in the future.

Angela Searls
Lake Bronson, MN

Angela and I have worked together twice. She is extremely knowledgeable. She is present, easy to contact, and takes the time needed to explain every detail. She is friendly, approachable, and honest. Thank you Angela in helping make my home purchases so successful.

First Time Homebuyers
Karlier28 Fargo, ND

Angie was super helpful and explained things to us as we went. We were first time homebuyers so we had a lot of questions to answer. She made the process very painless!

Easy Buying!
Brad H. Moorhead, MN

Angela has assisted me in buying two different homes and she makes it very easy and stress free! She is very easy to get ahold of and gets things done fast! I will definitely be using Angela on my next purchase.

Excellent Job!
N. Kringler Moorhead, MN

When I purchased my home, Angela was great. Very good at explaining everything and quick to reply to any and all questions i had, before and after the purchase. I wouldnít use anyone else for buying my next home.

Lake Home Purchase
Kirk Z. Detroit Lakes, MN

Angie was absolutely perfect throughout our entire processÖ Pre-approval until beyond the closing. She was very attentive, knowledgeable to finance situations and very responsive to our questions and concerns. She would be my first recommendation if a friend or family member was looking for help with mortgage lending.

Always A Great Experience
J. Buchholz Moorhead, MN

when working with Angie, Iíve never had to worry about anything. She is thorough, professional, patient and available. In what can be a stressful situation, she works hard to make the mortgage process easy. I give my highest recommendation.

Great Experience
Sara J. Hatton, ND

Angie was so easy to work with! We were referred to her by our small town banker and she didn't disappoint. She was very responsive to questions and helped us every step of the way, even when the sellers requested an earlier closing (2wks). Angie and her team were able to get it all taken care of on the week of Christmas even! Hands down, the easiest mortgage experience we have had this far!

So Pleasant To Work With!!
Rbryn21 Fargo, ND

Angela was always very helpful and answered any questions we had!! Our closing was quick and easy!! Definitely would recommend Angela to all of our friends!

All Around Awesome
J.C. Gregory Fargo, ND

Angie has been so helpful and easy to work with. She assisted us in finding the perfect option to buy our home when competitors had some troubles. It was the quickest process and so smooth. We never had any extra anxieties about our loan, which made the buying process that much more enjoyable for us. She has been great before, during, and after we purchased our home.

Wonderful And Professional
Heather B. West Fargo, ND

As a first time homebuyer, Angela was very helpful and able to answer questions whenever they came up. She was quick to crunch numbers for properties and able to provide me with the best interest rate possible. She continued to check in with me throughout the process to make sure any questions were answered. I would highly recommend working with Angela! She made the home buying process (the financial side) pleasant and stress free!

Loan For Lake Property
K. Herdegen Audubon, MN

I was little fearful of the process. Angie made it very easy and comfortable. Angie has excellent customer service. She very helpful with the whole process. Now I have a beautiful lake property. I would highly recommend Angie at Valley Mortgage.

Jensen Moorhead, MN

Angela was an absolute joy to work with and a blessing. After our initial lender did not work out, she was absolutely amazing to work with from the very start and made the process easier than I could ever imagine. I will be going through Angela with all my future business.

Great Experience
Donald W. Mayville, ND

Angela was very helpful, she understood what we wanted to accomplish and exceeded all our expectations. She presented us with some outstanding choices and helped us achieve our goals. Awesome interest rate I might add. Thank you for your assistance.

Angie Is Amazing
Jennifer K. Fargo, ND

She was amazing. She was able to get me a great rate. The entire process was straight forward and painless.. I was more comfortable with using someone local. Angie answered all of my questions quickly.

Great Deal
Shelby Moorhead, MN

Angie was great! She was able to get us a better interest rate than the original lender we had chosen, and she was able to help with an escrow situation we ran into! She is super responsive and her personality is great!

Whitney M. Fargo, ND

As a first time homebuyer Angela put us at ease with our home buying experience. She was thorough, helpful, and ensured we got the best interest rate! She was flexible in meeting with us anytime we needed!

Top Notch Lender!! Highly Recommended!
Katie M. Moorhead, MN

Angie was an absolute joy to work with during our home loan process. She is very knowledgeable, has great communication skills, and truly cares about her customers. She made the process very simple. Definitely recommend her for your mortgage needs!

Jordan E. Abercrombie, ND

Very professional. Hit a snag on my part but was very patient and didnít rush the process. Very responsive to any questions and concerns we had. Would recommend to anyone.

Tiffany S. West Fargo, ND

After consulting with a few lenders and being mislead, we were referred to Angela by family members. Being a first time home buyer she was so helpful and made herself available whenever we had questions or concerns... Angela took her time to explain everything and looked out for our best interest. I would say that Angela is over the top at what she does.. she made our first time buying a home a great experience.

Simply Amazing!!
J.T. Carpenter West Fargo, ND

My wife and I had been trying to purchase a home for our family for 4 years. We were never quite able to find the right home so we decided to wait and then out of the blue the perfect home was found. On extremely short notice, about 12 hours or so, Angela was able to pull our old files and update our information to get us a new approval letter to put in an offer. She is quite amazing to work with and was always able to answer the questions that we had. I would recommend working with her to anyone who is looking for a lender who will take care of them and help make what can be a stressful time be more comfortable.

Nerrypd Fargo, ND

She is extremely understanding and open about everything. I already started sharing her name with everyone thinking about buying the house. Very organized and capable to explain everything to us first time homebuyers. I want to know more than anyone else about things I need to know and things I don't necessarily need to know.

Can't Get Any Better!
Cassie S. Horace, ND

Purchasing a home is probably the biggest investment youíll make in your lifetime....do yourself a favor and let Angie help you! I cannot stress enough how knowledgeable and patient she is! We worked with her as first time home buyers in 2012 and she took care to explain the mortgage process and helped us find the absolute best mortgage for our situation. We moved our home into its location and it was definitely not your typical buying-process! Our experience with Angie was so good, she was the first call we made after we sold our home and were looking to purchase again in 2019. She is absolutely amazing and I tell everyone I know about her, whether theyíre in the market or not. Thanks again Angie! You and your team are amazing!

Beto H. Mapleton, ND

My husband and I had lived in our home for 17 years so the process of buying a new home seemed a little overwhelming. We were referred to Angela at Valley Mortgage and she made the whole process so simple for us. She was very knowledgeable and absolutely wonderful to work with!!

Simpson Detroit Lakes, MN

Angie is amazing at what she does, everything went smoothly and she is extremely knowledgeable. We found the perfect home for our family and they we thorough and fast to close. Will be for sure to recommend Valley Mortgage in Fargo North Dakota to anyone looking to buy a home. Thank you again.

Very Welcome Addition To Homebuying
Jetrey B. Fargo, ND

Angela was amazing through the whole process. She always answered my questions very quickly. And on top of everything, she got me an amazing rate. She made my process a lot less stressful when I switched to her. Highly recommended.

Angie Was Great!
Jake Moorhead, MN

Angie was great to work with! She is very knowledgeable and was very helpful. She was also very flexible when it came to meeting times and places. I would definitely recommend using her as a lender!

Amazing To Work With!!!
Melissa W. Fargo, ND

Angela made the first time home buying process an extremely pleasant one from beginning to end! I was very nervous when I walked in for our first meeting and within minutes she made me feel comfortable and at ease. She answered all my questions with great detail and made sure I was completely understanding of all information we went over. Throughout the process she answered every and all questions/concerns I had in a very timely manner and without hesitation. She is a wonderful person to work with and I would highly recommend her to anyone who is in the market for a home!! :)

Excellent Service
Mongopda Sabin, MN

I went to Valley Mortgage by accident but I was glad I did. Tthey helped me with everything, treated me like family. I would definitely go to them again. And even after it's all done they are still giving me helpful tips.

Great Guy
Bryan N. Fargo, ND

Brian and his team are top notch! I first worked with Valley Mortgage upon purchase of my first home in 2015. With a growing family and the need to purchase a bigger home, I knew right away we would reach out to a Brian again. He did not disappoint! He helped us obtain a VA loan, was timely, laid out all our options, answered all questions we had, and overall was excellent to work with throughout the whole process! I would highly recommend Brian and his team Valley Mortgage!

Helpful From Day One To Months After Closing
West Fargo, ND

Brian was and has continued to be such a great help to my husband and I as we bought our first home together!! I had never gone through a mortgage company before and we reached out to Brian on a whim and he has our business forever! He was on top of everything and made it super easy for us. He continues to answer any questions we have had after closing! Thanks for all you do Brian!!

My First House Buy Experience
Drew A. West Fargo, ND

I had never been involved in purchasing a house and Brian and his staff made it easy to work through the process to have everything ready to go when closing time came. We have contacted him since with random questions and got back to us with answers in a timely manner. I would highly recommend Brian and his staff.

Repeat Lender
Livia H. Fargo, ND

We went with Brian as our first lender in 2008, and again in 2018. He is very professional, responsive, and easy to work with. Would highly recommend Brian and the team at Valley Mortgage.

Highly Recommend
West Fargo, ND

Brian was able to see us immediately when our 1st lender backed out of our appointment last minute. Brian got us an approval ASAP and we were very happy working with him!

Very Good Rate
W.J. Bsioc Fargo, ND

They are very professional and provided us a very good mortgage rate. They are friendly and provided us all the details and information we needed to buy a home.

Best Lenders
Mohamed A. West Fargo, ND

It was nice working with Valley Mortgage. Valley Mortgage is a good business. They answered any questions we had, also responded within a day. Worked with us till the day we got our key to our new house.

First Time Home Buyer
Rebecca K. West Fargo, ND

I have never purchased a home. Andrea and team were there for us and had everything ready for our closing day. Andrea answered all the questions we had in a timely manner. I recommend Andrea and team.

Very Impressed
D. Erickson Grand Forks, ND

Was very pleased with Brian and Andrea made my first home buying experience fast and easy didn't even have to miss work or go in for all the paperwork did it all over email it was very convenient I would definitely go through them again!!!!

Highly Recommend
Katie & Betsy Fargo, ND

Brian and team helped us immensely to understand what kind of 1st time home buying program would work for us! We appreciate the follow up and ongoing counsel the Valley team gives as well!

Valley Mortgage Is Awesome
Brent D. Fargo, ND

As a first-time home-buyer I had a lot to learn. Brian was very friendly and prompt when answering my questions. I highly recommend Brian and his staff for your mortgage needs.

Excellent, Informative And Friendly Staff
Bob B. Fargo, ND

The first time I stopped in the office I was met by the most energetic and polite staffer. Our loan process was a bit 'tricky' but Brian was excellent and informative on navigating us every step of the way. A great experience from start to finish.

Wonderful Staff To Work With
Samantha P. Mapleton, ND

Brian and Andrea made the home mortgage process so simple. They were always available for questions and made the whole situation go so smooth. Highly recommend them!

Very Informative And Easy Process. Will Recommend To Family And Friends
Logan Fargo, ND

Brian and his staff are very knowledgeable and courteous. He is easy to get a hold of to answer questions and always has an answer. He is great to work with and recommend him to family and friends.

Almost Too Easy!
Vicki J. Fargo, ND

Working the Brian and Andrea at Valley Mortgage was extremely easy. This is the second house we have bought with them and we would use them again if the need arises. They are knowledgeable and very quick to respond.

Amazing And Flawless Experience
J.J. Anguls Fargo, ND

This is the second time my wife and I have used Brian and Valley Mortgage and just as before, the experience was great. So knowledgeable and everything is so seamless it makes the process simple.

Above And Beyond
Camila S. Fargo, ND

We really enjoyed working with Brian and Andrea! We had a very tight closing schedule and they went above and beyond to coordinate all the moving parts and help us get into our new home in less than a month. They are knowledgeable, responsive and trustworthy, and we couldnít recommend working with them enough!

Mortgage Made Easy
Andrew H. West Fargo, ND

Brian was very helpful and made the whole process quick and simple. Loan approval was done quickly and he did a great job of explaining everything. Over all a fantastic experience.

Easy And Stress Free Experience
Kyle Fargo, ND

Brian was very friendly and easy to work with. He helped me find a mortgage option that fit my needs. I just told him what I was looking for and he did the rest, it was a stress free experience! He was also very willing to answer any questions I had throughout the process.

Excellent And Flexible To Work With
Cameron Moorhead, MN

Second time we have used Brian for the purchase of a home. He makes it easy, understandable, and works within your work schedule for any in office visits. He works out a better payment than the financial institution I work for! I would highly recommend Brian for your mortgage needs.

Stress Free, Easy Process!
Holly L. Moorhead, MN

I was purchasing a home on my own for the first time. Brian helped educate me when I had numerous questions. My price point was very important to me and Brian helped me find the best way to make it happen with the house I wanted to buy. Working with Brian and his team was definitely stress free and I had no surprises along the way. Thank you, Brian!!

A Scary Process Made Easy
Alyssa West Fargo, ND

As a first time homebuyer, I was so nervous about obtaining a loan. Valley Mortgage made the process so easy and communicated honestly with me throughout the while process. Iím grateful to have worked with them.

Great Experience
Megan V. Moorhead, MN

Brian was great to work with as we were buying our new house. He worked with us to get the best rates and was always available. He kept us updated and made the whole experience as stress free as possible.

Great Interpersonal Skills, Quick Responses And Never Felt Pressured!
E.R. Lundby Moorhead, MN

I highly recommend Brian Johnson. He presented us with options, answered our many questions, gave us competitive rates and never pressured us in our decision. He responded to emails and phone calls very quickly through the whole process. Although we had a few hiccups in our closing (none were his fault), he addressed and remedied them all before I had time to stress out about them. We were so glad we chose someone who was always prepared to field questions, explained the details of mortgage products, fees and services in laymen's terms and made what could have been an extremely stressful process go painlessly and smoothly! He also offered us the best rates!

Very Good Company To Work With!!
Jason E. Moorhead, MN

Brian was amazing and very helpful to work with!! I highly recommend working with him on your home loan!! When I had questions about my loan or what was needed he was very good at getting back to me on the info needed!!

Great Company!!
Taylor R. Sabin, MN

Brian was so awesome to work with!! My husband and I found a house we absolutely loved the Friday before Easter weekend. He got in touch with us over the Holiday and got us pre-approved in record time so we could put an offer down on our dream home. He was so helpful through the entire process answering any questions we had! We did some shopping around for VA Loans and Valley Mortgage has the best rate in town!! We highly recommend Valley Mortgage!

Highly Recommend
S. Kehl Fargo, ND

Brian was great to work with. He was very good at explaining everything to me and getting me pointed in the right direction. For what I wanted and was willing to spend. Was very good at getting back to me about any questions I may have had.

Highly Recommend!
Rebecca S. Fargo, ND

The staff are all very nice and helpful. If you have questions, they respond very quickly. Brian and Andrea made the house buying process simple, which was especially important because it was my first house. Thanks Valley Mortgage!

S. Kleininger Fargo, ND

Working with Valley Mortgage was so easy and effortless. With the stress of purchasing a new home, they were available for any questions and response time was quick. Very professional and fun to work with during the process. We highly recommend Valley Mortgage!

Smooth Process!
Jessica W.

Angie with Valley Mortgage did such a great job with handling our mortgage needs and questions. Making the first appointment was quick and easy and she made a time that worked for us. The entire process went extremely smooth and we were able to close on our house ON TIME! I would definitely recommend Angie, or work with her again in the future!

We Couldn't Have Found A Better Lender!
Brent K.

Kristin was a great help in purchasing our first home! Her professional knowledge was second to none!! Very happy that our realtor highly recommended Kristin from Valley Mortgage. We couldnt have found a better lender if we tried!!

Great Experience
Katie & Betsy

Brian is fantastic! We came in just to try and get some information about financing for our 1st time home buying experience! We walked in and Brian gave us all of our options, he listened intently and provided very detailed answers to all our questions! Brian kept us informed the entire process and always returned our calls/emails promptly! We will absolutely recommend people to use Brian in the future, and will use Brian for our future needs!

Very Professional!
Andrew V.

Brian and Andrea are very professional. They answered all questions in a timely manner. I was very impressed with the services that they provided. Would highly recommend.

First Time Home Buyer
Matt M.

As a first time home buyer I had no idea about the process of securing a home mortgage loan. Andrea and the valley mortgage team took me through the process step-by-step. For my next home purchase I will certainly use valley mortgage.

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